Privacy

Last Updated: December 18, 2007

The following policy explains how we gather and use personal information in detail. This policy may change from time to time and LoansIdea.com reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact us.

By using this Site, you agree that you will be registered with LoansIdea.com, and that you accept this Privacy Policy. You will not be registered merely by visiting the Site; you will only be registered if you affirmatively click on one of the Site's options to direct LoansIdea.com to match you with a loan or provide other services. If you do not agree to the terms of this Privacy Policy, you should not use this Site. If you have already registered and wish to terminate your registration, follow the instructions in "Opting-Out of Further Communications," below.

Registration:
LoansIdea.com only collects personally identifiable information ("PII") that is volunteered during the registration process or in response to specific information requests. Examples of PII that may be requested include: first and last name, address, email address, and telephone number. Anybody completing and submitting any of the forms (including our newsletter) on the LoansIdea.com domain is considered a "registrant." In addition, LoansIdea.com may collect your IP address and information through use of electronic "cookies."

When you register with LoansIdea.com you automatically consent to registration in all the other online properties in the LoansIdea.com network (collectively, the "Network Sites"). Accordingly, LoansIdea.com may share registrant PII with the Network Sites.

By providing PII and other information to this Site, registrant fully understand and unambiguously consent to the collection and processing of such information in, and the transfer of such information to Network Sites, the United States and other countries or territories, in accordance with the terms of this Policy.

Use and Sharing of PII
LoansIdea.com reserves the right to use registrant PII: (1) for the specific purpose for which such information was provided (including matching registrants with a cash advance loan company or companies); (2) as disclosed at the time such information is provided; and (3) as disclosed in this Policy. However, please note that LoansIdea.com may change this Policy at any time and therefore LoansIdea.com may in the future use registrant PII for additional purposes not currently included in this Policy.

Also, LoansIdea.com may share registrant PII with its partners, sponsors, advertisers, service providers and marketers' lookup and reference services and any other entities that LoansIdea.com believes are able to provide registrants with special offers and opportunities. Note that although LoansIdea.com advises everyone who receives Registrant PII from LoansIdea.com to support this Policy, LoansIdea.com has no control over such party's information handling practices and is not responsible for any failure of such party to adhere to this Policy.

As a condition of registration, registrants agree that LoansIdea.com may share their PII with the Network Sites and unaffiliated third parties. If you do not agree that LoansIdea.com may share your PII with such entities, you may not register on LoansIdea.com, and if you are already registered, you must immediately terminate your account, by following the instructions in "Opting-Out of Further Communications."

We use third-party advertising companies to serve ads when you visit our Web site. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements about goods and services of interest to you.

We may use personal information to provide the services you've requested, including wireless services that display customized content and advertising. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending "STOP", "END", "QUIT" to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.

Additionally, LoansIdea.com may share Registrant PII in aggregate, non-personal form, with select companies that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific registrants.

Finally, LoansIdea.com may disclose registrant PII in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of LoansIdea.com, the Network Sites or other registrants of this Site.

Do Not Call Registry Compliance:
By submitting personal contact and/or financial information through LoansIdea.com, the user hereby grants written permission to LoansIdea.com, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at LoansIdea.com you are consenting to receive phone calls from LoansIdea.com, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding a loan and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.

Third Party Offers:
By registering at LoansIdea.com you may receive follow-up contacts/offers from third party companies. We cannot be responsible for the services or representations of third party advertisers.

Links to Other Sites:
LoansIdea.com contains links to other sites. We are not responsible for the privacy practices or the content of such web sites.

Security, Fraud, and Abuse:
This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. LoansIdea.com regularly reviews these measures to better protect you.

Opting-Out of Further Communications:
LoansIdea.com registrants may opt-out of receiving further communications from LoansIdea.com. Registrants may, at any time, choose not to receive promotional emails from LoansIdea.com or the Network by following the "unsubscribe" instructions in any LoansIdea.com e-mail received by registrant.

Note that unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on. Please read the email carefully to find out which list you are unsubscribing from.

Must Be 18 Years or Older:
LoansIdea.com or its Network is neither intended for, nor directed to, children under the age of 18. If LoansIdea.com learns that a person who registers on the Site is under the age of 18, LoansIdea.com will promptly delete that individual's registration.

Transfer In Certain Circumstances:
In its sole discretion, LoansIdea.com may transfer, sell or assign information collected on and through this Site, including without limitation, PII and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of LoansIdea.com and/or Network Sites.

Change in Policy:
LoansIdea.com may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, LoansIdea.com will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail to registrants. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by unsubscribing.

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LoansIdea.com